Ghost of a Chance - Dangerous Waters Trilogy, #2

Dashing heroes set out to protect the women of their dreams as they travel by boat over the Caribbean and the Bahamas, even to a clear lake in Muskoka, where romance--and deception--will take them all into Dangerous Waters. Bret's well-ordered life is already off the rails when a lovely but bloody ghost confronts him on a dark, deserted road. Recovering from a recent injury that nearly killed him, he's convinced his nerves must be in worse shape than he believed if he's starting to see ghosts.
When Bret steps into the piano lounge, he sees a beauty on the stage, weaving a spell for her audience. Milly's performance doesn't suffer, but she's intensely aware of the stranger's unwavering gaze on her from the audience. Bret is convinced Milly is the ghostly, bloody woman he saw on the road. But how can she be?